Crucial Coverage. Competitively Priced.
If an employee gets sick or injured on the job, your first instinct is to say, “What can I do, how can I help?”
Workers’ compensation insurance provides statutorily required coverage for work-related injuries and includes rehab and lost wages. In the worst case, it provides a deceased worker’s family with a financial benefit.
Working Knowledge of Workers’ Compensation Insurance
The idea behind workers’ compensation is simple. It’s a no-fault insurance program. As an employer you pay for workers’ compensation insurance and in return your business is covered for work-related accidents.
Workers’ compensation insurance is required by law in almost every state. Each state’s rules and requirements vary significantly. We can help you handle these and other details.
Workers’ compensation coverage can help pay for doctor, medical and hospital bills. It will help make up for lost wages and cover rehab and other expenses. Workers’ compensation claims administrators will work with you and your employee to return them to work as soon as reasonably possible; or if necessary, to other transitional work, and may include training with new skills. If your employee can’t return to work, it will pay a long-term benefit. Or, if an employee dies due to a work related accident, it will pay an insurance benefit to their family.