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Builder’s Risk Insurance

As Your Building Goes Up, So Does Your Risk

As a building is constructed, the risk of loss changes with every phase– from the hole in the ground right up until the building is completed.

Builder’s risk insurance does more than just cover your construction materials. Its protection goes beyond damage to the building’s heating and air conditioning equipment. And, it can cover more than your labor costs and expenses. A builder’s risk policy can insure your earned profits, helping to replace your income.


A builder’s risk policy will cover temporary structures, cribbing, falsework, fencing, scaffolding, construction signs, even trees, shrubs, sod and plants. It will help pay for debris removal, damage from defective workmanship, materials and design.